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AAA Member Rewards Visa – Solid Cashback Credit Card for Travelers
Are all these points and miles travel credit cards too complicated for you? The AAA Member Rewards Visa Signature card is a great credit card for travelers who are just looking for simple cashback. If you are a Bank of America Preferred Rewards client, the benefits get even better. Don’t let the name fool you–it’s not necessary to be an AAA member to apply for this card. It’s available for anyone with suitable credit. With no annual fee and bonus cashback categories like travel, gas stations, grocery stores, and drugstores, I’m surprised this card isn’t more popular. AAA Member Rewards Card Details No Annual Fee No Foreign Transaction Fee 3% cash…
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Amex Shop Small Offer – 2x Rewards at Small Businesses
American Express is once again offering incentives to their cardholders to spend at small businesses during the Shop Small promotion. This year, American Express Card Members can enroll their eligible American Express Card(s) and earn 2X rewards when they Shop Small for the entire holiday season–now through December 31. In past years, Amex has offered statement credits, but only on Small Business Saturday on Thanksgiving weekend. Last year, cardholders were disappointed when they didn’t offer any incentives at all. How it Works First, enroll your eligible American Express Personal or OPEN Small Business Card by going to amex.co/shopsmalloffer. A list of all eligible cards can be found here. Once you’re enrolled, all purchases at qualifying small businesses will earn…
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Amex Announces New Platinum Card Benefits
After recent buzz about potential new benefits coming to the Platinum Card, today American Express announced the changes. Beginning October 6, consumers with a Platinum Card from American Express will receive 5X Membership Rewards points on airfare booked directly with airlines or through American Express Travel. Also, Business Platinum Card Members will now earn 50% points back (up from 30%) when using Membership Rewards Pay with Points through American Express Travel to book an economy flight with their selected airline or a first or business class ticket with any airline. In addition, Business Platinum Card Members can earn 1.5X Membership Rewards points per dollar spent on any individual purchase of $5,000 or more. “Our new…
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Chase Sapphire Reserve – Post Denial Options
After applying for Chase Sapphire Reserve in a bank branch earlier this week, I finally decided to call the reconsideration line to check the status. As I feared, my application was denied due to too many accounts opened in the past 24 months. I asked the representative “How many is too many accounts?” She was polite but would not put a number on it. I had considered waiting to let the decision process play out on its own–some have had more luck being approved that way. I finally considered calling for two reasons: There might be a need to move some credit around which could be causing the delay. I have 3 additional recently…
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The New Chase Sapphire Reserve Card Looks Fantastic!
UPDATE: The 100,000 point signup bonus offer for online applications will be reduced to 50,000 on January 12, 2017. Chase has introduced its new premium travel credit card, Sapphire Reserve, and it looks fantastic! Loaded with benefits, it carries a hefty $450 annual fee. This new addition to its lineup finally gives Chase a direct competitor to The Platinum Card from American Express and Citi Prestige. Sapphire Reserve offers a myriad of travel benefits that more than make up for the annual fee, including an annual $300 travel credit, complimentary Priority Pass airport lounge access, and Global Entry/TSA Pre✓ credit. Unfortunately, this card is subject to Chase’s restrictive 5/24 rule. Last week, I wrote…
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New Chase Sapphire Reserve: Now You See It, Now You Don’t
Update: Chase has clarified that the Visa Infinite $100 credit towards 2-5 domestic flights will not be included as a benefit of the Chase Sapphire Reserve. I’ve updated this post accordingly. Yesterday afternoon, Chase prematurely accepted online applications for it’s new, but yet-to-be-announced flagship credit card, Chase Sapphire Reserve. The link to the application page was discovered and posted by a user on reddit. A short time later, another link listing the card’s benefits was posted by a different user. Within a couple hours, the party was over as Chase took down the links. During the time that the links were active, applications to Sapphire Reserve did not appear to be subject to the…
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Citi Prestige Card to Discontinue AA Lounge Benefit
The Citi Prestige Card, one of Citi’s most expensive credit cards, is dropping a major benefit–complimentary access to American Airlines Admirals Club airport lounges. According to their website, Admiral’s Club access is due to expire on July 23, 2017. Citi Prestige has a $450 annual fee which is not waived the first year, so losing a benefit like this is certainly a blow. There’s no doubt that this is still a valuable card for travelers–particularly those that didn’t frequently use the lounge benefit. It remains to be seen how Citi will adjust other benefits or the annual fee to compensate cardmembers for the change. Card Benefits $250 Annual Air Travel Credit Each calendar year,…
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Amex Blue Cash Everyday or Preferred. Which is Right For You?
UPDATE: The Annual Fee for the Blue Cash Preferred Card is increasing to $95 on 8/3/16. See my updated post here. There are those who would never apply for a cash back credit card that charges an annual fee. Does it make sense to pay a fee to get your own cash back? The answer lies in your own spending habits and as you’ll see, those fees could be well worth paying. Lets compare the two popular cash back credit cards offered by American Express–one that charges an annual fee and one that doesn’t–Blue Cash Everyday and Blue Cash Preferred. I’ll walk you through the extra benefits and do all the necessary math…
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Unique Credit Card Signup Offer for Amex Blue Cash Everyday
American Express has announced a unique promotion for new customers applying for their Blue Cash Everyday Card. This offer could potentially be worth $350–not bad for a no annual fee card–but there are some caveats. The regular signup bonus for this card is $100 cashback in the form of a statement credit after spending $1000 in the first 3 months after approval. If you are a targeted customer (or if you use your browser’s “incognito” window), this offer may be as high as $150. In addition to the regular cashback incentive, the promotional bonus offers 10% credit on purchases at U.S. Wireless Telephone Service Providers up to $200 through the end…
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New JetBlue Credit Cards: Which One is Best?
You can now apply for three new JetBlue credit cards: the no annual fee JetBlue Card, and the $99 annual fee JetBlue Plus and JetBlue Business cards. I’ll compare the benefits of each card so you can decide which is best for you. JetBlue recently moved their credit card branding partnership from American Express to Barclays. Those customers who had the old American Express version have been automatically transferred to a new Barclays JetBlue Rewards card with fees and benefits that are similar to those that were offered by their old American Express version. You can’t apply for that “replacement” card, however this week, Barclays began to accept applications for…
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