RECENT POSTS
  • Credit Cards

    Chase Freedom 2nd Quarter Bonus Categories

    The Chase Freedom credit card earns 5% cash back in bonus categories that change each quarter. The categories for the 2nd quarter of 2018 have just been announced. Earn 5% cash back on up to $1,500 in combined purchases from April 1 – June 30, 2018 in the following categories: Grocery Stores Paypal Chase Pay The Grocery Stores category specifically excludes Walmart and Target. Also excluded are discount stores, warehouse clubs, and some smaller merchants such as drugstores that may sell groceries. The PayPal category includes purchases made using your Freedom card with PayPal for purchases or sending money. With Chase Pay, you need to use your Freedom card with the Chase Pay…

  • Credit Cards

    Chase Freedom 1st Quarter 2018 Bonus Categories

    The Chase Freedom credit card earns 5% cash back in bonus categories that change each quarter. The categories for the 1st quarter of 2018 have just been announced. Earn 5% cash back on up to $1,500 in combined purchases from January 1 – March 31, 2018 at: Gas Stations Internet/Cable/Phone Services Chase Pay, Android Pay, Apple Pay, Samsung Pay Gas Stations are a welcome bonus category. The Internet/Cable/Phone Services bonus clashes with holders of Chase’s Ink Plus or Ink Cash business credit cards.  Those Chase card holders already get 5x Ultimate Rewards points in that category. Chase has recently been offering bonuses for using digital wallets. It looks like this trend will continue…

  • Miles and Points

    Chase Announces 4th Quarter Bonus Categories for Freedom Card

    The Chase Freedom credit card earns 5% cash back in bonus categories that change each quarter. The categories for the 4th quarter of 2017 have just been announced. Earn 5% cash back on up to $1,500 in combined purchases from October 1 – December 31, 2017 at Walmart and Department Stores. The “Walmart” category does not include merchants operating within or on Walmart premises such as merchants that sell fast food, beauty services, and gas stations that are not Walmart branded. Walmart affiliate businesses such as Sam’s Club are excluded and will not earn bonus rewards. Online purchases at walmart.com are included. The Department Store category does not include supercenters, discount stores or…

  • Uncategorized

    Comparing Amex Everyday and Everyday Preferred Cards

    Whenever I’m asked what the best credit card is, my answer is always, “It depends.” Even making a recommendation between just two cards leads me to respond the same way. Case in point: the Everyday and Everyday Preferred cards from American Express. If you are a fan of Amex’s Membership Rewards program, one of these two cards is a good choice for you. I can’t tell you which is the better choice, but at the end of this post you’ll find a calculator that will help you decide for yourself. Lets take a look at each card’s benefits. Amex Everyday Card 2x Membership Rewards points at U.S. Supermarkets (on up…

  • Credit Cards

    Activate Discover It and Chase Freedom 5% Categories for Q2 Now

    Discover It and Chase Freedom are two high-earning cashback credit cards. Every 3 months, there are new bonus cashback categories where you can earn 5% back on purchases. You can activate those bonus categories right now, prior to the start of the new quarter for both cards. Both cards share similarities. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. You need to activate the card each quarter to earn the bonuses. And you receive unlimited 1% cash back on all other purchases. Chase Freedom Use My Referral Link to Apply Activation Link This quarter’s Chase Freedom 5% bonus categories are Grocery Stores and Drugstores.…

  • Credit Cards

    Should You Cancel Sapphire Preferred after getting the Reserve Card?

    Congratulations! You’ve been approved for the extremely popular Chase Sapphire Reserve credit card! Now what should you do with the your other Ultimate Rewards earning cards like Freedom and Freedom Unlimited? Should you cancel Sapphire Preferred? The answer is different for each card. There’s no reason to cancel the cards that don’t charge an annual fee, but Sapphire Preferred does and also shares many of the same benefits as Sapphire Reserve. I’ll go through each card and explain what your options are. Background Having additional Chase credit cards that earn Ultimate Rewards is a great complement to the Sapphire Reserve. You can earn points by purchasing goods and services with one card, then…

  • Basics

    RIP Sallie Mae Rewards Credit Card

    According a post by user davidknowsbest on Reddit,  the Sallie Mae Rewards credit card will be discontinued soon. On March 1, 2017, the card will convert to Commence Mastercard. The Sallie Mae Rewards card had not been available to new applicants for about a year. Prior to that, it was originally marketed with students in mind, but quickly became a favorite for anyone looking for high cash back rewards. The card offered 5% cash back on Amazon.com, books, gas, and grocery purchases, and 1% cash back on all other purchases. Legacy cardholders continued to enjoy the benefits of the card at no annual fee. On March 1, 2017, that will change. According to…