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Capital One Savor – 3% Cash Back on Dining
Capital One has launched a new cash back credit card called Savor, geared towards those who spend on food and dining. The card offers 3% cash back on dining, 2% on groceries, and 1% on all other purchases for no annual fee. “When we asked people to share what matters most to them, we heard repeatedly that food and dining are an important part of their lives. We created the Savor card to give customers a simple way to earn more when they are doing what we know they love. Whether it’s cooking a meal with family, enjoying coffee with friends, or celebrating a special occasion at a favorite restaurant,…
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New Uber Visa Credit Card Coming Next Week
UPDATE: Application Link is now live. On November 2, BarclayCard will launch their new Uber Visa credit card with a $100 signup bonus and up to 4% cash back with no annual fee. You can use the points earned with this card for Uber credits, gift cards, or statement credits. The Uber Visa credit card’s benefits were designed with Uber customers in mind. Card holders will earn 4% cash back on dining, 3% on hotel and airfare, 2% on Uber rides and online purchases and 1% back on all other spending. You can also get up to a $50 credit for online subscription services such as Netflix and Spotify after you…
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Increased Signup Bonus for Capital One Venture
Capital One is rolling out an increased bonus offer for its Venture travel rewards credit card. You can now earn 50,000 bonus miles (increased from 40,000) after you spend $3,000 on purchases in the first 3 months. Depending on which online link you use, the annual fee is $59 or $95 but waived the first year. Link to $59 annual fee AND 50,000 mile bonus What are Reward “Miles”? Although Capital One uses the word “miles” to describe the rewards that you earn when you spend using this card, Venture is more like a cash back card. Each “mile” is worth 1 cent towards travel purchases charged to the card. This…
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New 50k Bonus Offer for United MileagePlus Club Card
For a limited time, Chase and United are offering a 50,000 mile welcome bonus for the MileagePlus Club card. This premium card has a $450 annual fee (not waived the first year) but comes with a United Club airport lounge membership (normally $550/year). Keep in mind, this card is subject to Chase’s 5/24 approval rule. The public application link can be found here. I’ve seen various welcome offers for this card in the past: $100 bonus after first purchase, waived first year annual fee, and bonus MileagePlus miles. This is simply the latest bonus flavor. If you’re a frequent flyer thinking about a United Club membership and covet MileagePlus miles,…
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Increased Amex Welcome Bonuses: Up to 70000 Delta Skymiles
For a limited time, Delta and American Express are offering increased welcome bonuses on their Gold and Platinum SkyMiles credit cards. This news comes shortly after Amex launched a new no-annual-fee Delta card. You can earn 70,000 bonus SkyMiles with the Platinum Delta card and 60,000 SkyMiles with the Gold. Act fast as these increased offers are set to expire on November 8, 2017. Using SkyMiles can sometimes be hit or miss, but one-way award flights start at only 5,000 miles. This summer, I flew my family of 5 round trip between LGA and CHS for a total of 50,000 SkyMiles. That saved me about $1,000, valuing the redemption at…
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New Chase United TravelBank Credit Card
Chase and United Airlines have launched a new credit card, the Chase United TravelBank Card. Unlike traditional airline credit cards that earn frequent flyer miles, this no-annual-fee card earns United TravelBank cash that can be redeemed toward the purchase of a United ticket. This hybrid cash back/travel rewards card won’t attract savvy points & miles junkies, but it might appeal to the casual United flyer. The Chase United TravelBank card does not offer perks that you see with other premium travel cards such as free checked bags, priority boarding or airport lounge access. The only travel-day benefit is a 25% discount on food and beverage purchases onboard. New cardholders will earn a signup…
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Amex Launches New Delta No Annual Fee Credit Card
Today, American Express and Delta launched the new Blue Delta SkyMiles credit card. The new card earns miles in the Delta SkyMiles program and carries no annual fee. In addition, you can earn 10,000 Bonus Miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership. The Offer Terms include some new language that I haven’t seen before from American Express. The new language is in bold: Welcome bonus offer not available to applicants who: • Have or have had this product or the Delta SkyMiles® Options Credit Card, or • Currently have or have had one of the following products in the last…
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Chase Limits New Sapphire Card Signups
One year after launching the incredibly popular Sapphire Reserve card, Chase has placed new restrictions on eligibility for new Sapphire Credit Card products (Sapphire Reserve, Sapphire Preferred, and Sapphire). If you currently have any one of those 3 cards OR if you’ve received a signup bonus from ANY of those cards in the last 24 months, you will not be approved for a new Sapphire product. Here’s the language directly from chase.com: This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 24 months. If you are an existing Sapphire customer and would…
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Don’t Downgrade Your Chase Sapphire Reserve. Not Yet, Anyway.
UPDATE 2: The $300 travel credit applies to purchases at grocery stores and gas stations through June 30, 2021. UPDATE: Chase recently changed it’s annual fee refund policy for product changes from 60 days for a full refund to about 40 days. The premise of this post still works, just mind the timing if you choose to downgrade/product change. In late 2016, Chase introduced the Sapphire Reserve to it’s stable of credit cards. It carries a hefty $550 annual fee ($450 for renewals), but it also offers a myriad of travel benefits that offset that fee. These include an annual $300 travel credit, complimentary Priority Pass airport lounge access, and…
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Disposing of my Metal Platinum Amex After Canceling
Last week, I finally decided to cancel my Amex Platinum card. I had been a long-time card member, but at this point, the annual fee outweighs the benefits I’m currently enjoying. I’ll write about my reasons in a future post. When the American Express phone agent read through his disclaimer as I canceled, I was told I needed to destroy and dispose of my physical cards. I told the agent that I had the new, fairly hefty, metal version of the card. “Do you have any suggestions for destroying my cards?” I asked. “I’ll tell you what,” the agent replied, “I’ll send envelopes that you can use to mail them…
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