RECENT POSTS
  • Benefits

    Chase Sapphire Reserve to Limit Priority Pass Guests

    In an effort to reduce costs, Chase is reducing some benefits of its premium Sapphire Reserve card. New Priority Pass Guest Limit In the “most inevitable change” category is the limitation on Priority Pass guests. The benefit will now match competing credit cards by limiting the number of free guests to 2. Additional guests will incur a $27 entry fee. You can read more about Priority Pass here. I always felt this benefit was too generous and that it would be the first one to be cut back. Good Bye Price Protection Chase is completely eliminating the Reserve’s Price Protection feature. With this feature, Chase would credit you with the difference…

  • Disney World on Points
    Miles and Points

    Booking a Disney World Vacation With Points: My Experience

    A family vacation to Disney World in Orlando FL can be very expensive. I can certainly vouch for that as I have a trip planned for this upcoming Spring. In this post, I’ll show you how I reduced my out-of-pocket cost by over 90% using points and benefits I’ve earned from having various credit cards. There’s a lot to cover in this post, so forgive the length. I have a family of 5 spread out over 2 home airports, we’re starting at one hotel then moving to another, and we’ll be visiting the Disney Parks as well as a side-trip to Universal Studios. That’s a lot of moving parts, so…

  • Offers

    Earn 10x Chase UR at Best Buy When You Use Chase Pay

    Check out using Chase Pay in any Best Buy store, and you’ll automatically earn a total of 10 Ultimate Rewards points (or 10% cash back) per $1 spent on up to $400 in purchases. This offer is valid from November 20 through December 24, 2017 when you use your Chase Sapphire Preferred, Sapphire Reserve, Freedom, or Freedom Unlimited card. Use the Chase Pay mobile app to pay at the register in any Best Buy store. To pay at the store, sign in to the Chase Pay app with your chase.com username and password. Tap the “Pay” button and show the cashier your QR code. Fine Print During the promotional period of November 20, 2017…

  • Credit Cards

    Don’t Downgrade Your Chase Sapphire Reserve. Not Yet, Anyway.

    UPDATE 2: The $300 travel credit applies to purchases at grocery stores and gas stations through June 30, 2021. UPDATE: Chase recently changed it’s annual fee refund policy for product changes from 60 days for a full refund to about 40 days. The premise of this post still works, just mind the timing if you choose to downgrade/product change. In late 2016, Chase introduced the Sapphire Reserve to it’s stable of credit cards. It carries a hefty $550 annual fee ($450 for renewals), but it also offers a myriad of travel benefits that offset that fee. These include an annual $300 travel credit, complimentary Priority Pass airport lounge access, and…

  • Benefits,  Credit Cards

    Can You Still Double Dip Sapphire Reserve Travel Credit?

    UPDATE: Chase recently changed it’s annual fee refund policy for product changes. The premise of this post still works, just mind the timing if you choose to downgrade/product change. One of the most generous benefits of the Chase Sapphire Reserve (referral link) credit card is its $300 annual travel credit. Right now, since the credit resets each December, you could receive the full travel credit twice–that’s $600–while paying only one annual fee of $450. Earlier today, news broke of a change in the reset timing of the annual credit. Instead of the travel credit resetting each December, it will reset based on the anniversary of the date you opened your account. …

  • Benefits

    Alaska Air Lounges Nix Priority Pass Guest Access

    Beginning May 1, Alaska Air will no longer accommodate guests of Priority Pass members at most of its airport lounges. The new access policy will be in effect at its lounges in Los Angeles (LAX), Seattle (SEA), and Portland, Oregon (PDX). As of this writing, Alaska’s Anchorage (ANC) lounge has not indicated any change in access. This policy change only affects Priority Pass members, not those with an Alaska Lounge membership. Alaska Lounge Members are welcome to bring immediate family (spouse or domestic partner and children under the age of 21) or as many as two guests at no extra charge. What is Priority Pass? Priority Pass is a membership club that provides frequent travelers…

  • Credit Cards

    Should You Cancel Sapphire Preferred after getting the Reserve Card?

    Congratulations! You’ve been approved for the extremely popular Chase Sapphire Reserve credit card! Now what should you do with the your other Ultimate Rewards earning cards like Freedom and Freedom Unlimited? Should you cancel Sapphire Preferred? The answer is different for each card. There’s no reason to cancel the cards that don’t charge an annual fee, but Sapphire Preferred does and also shares many of the same benefits as Sapphire Reserve. I’ll go through each card and explain what your options are. Background Having additional Chase credit cards that earn Ultimate Rewards is a great complement to the Sapphire Reserve. You can earn points by purchasing goods and services with one card, then…

  • Credit Cards

    How to Transfer Chase Points to the Sapphire Reserve Card

    Chase has a number of credit cards that earn points in the Ultimate Rewards program, and depending on how you redeem them, they could have a different value. I’ll show you how to transfer your points to the card that gives them the highest value–Chase Sapphire Reserve. The Chase credit cards that earn UR points are: Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, Sapphire Reserve, and business cards such as Ink Cash, Ink Unlimited, Ink Preferred. While each card shares the “Ultimate Rewards” name, there are differences in how you can redeem your points among those cards. The good news is that you can earn points in each card’s generous bonus categories, then…

  • Travel Rewards

    Double-Dipping the Chase Sapphire Reserve Travel Credit

    NOTE: For applications after May 21, 2017, Chase has changed the date that the Reserve’s annual travel credit resets from each December to the first statement after your account anniversary. If you applied prior to May 21, 2017, the information in this post still applies. For those who applied more recently, please refer to the double-dipping information in this updated post. One of the most generous benefits of the Chase Sapphire Reserve credit card is its $300 annual travel credit. Even better, during the first year you have the card, you can receive the full travel credit twice–that’s $600–while paying only one annual fee of $450. You will have more…