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How to get 1300 AAdvantage Miles for $1
UPDATE: This offer appears to be dead. As of now, the $1 for 12 weeks offer from WSJ is still alive, however the shopping portals have pulled the Wall Street Journal from their sites. From now through February 19, 2016, the Wall Street Journal is running a President’s Day sale. You can sign up for a 12-week print or online subscription for only $1. That’s a great deal by itself, but when you make your online purchase through a shopping portal, it gets even sweeter! The WSJ offer has some fine print… Introductory pricing is only available to households or customers at a business address who have not been subscribers…
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Get a Credit Card Signup Bonus with your Next Big Purchase
Do you have a fairly large purchase requirement on the horizon? Consider applying for a new credit card that offers a generous signup bonus on which you can charge the purchase to soften the blow. If you have excellent credit and don’t plan on shopping for any loans in the next few months, then this might be exactly the right time! The most lucrative benefit a credit card typically offers is its signup bonus. For many consumers, however, the biggest hurdle to earning the bonus is meeting the minimum spend requirement. But if you’re about to buy some new furniture, jewelry or appliance, or you just NEED to have that 70″ flat screen 4k Ultra HD…
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A Handy Tool For Using the Right Credit Card for Every Purchase
You’re standing in line at the grocery or office supply store, holding a wallet overflowing with credit cards, and you can’t remember which one you should use to get the most cash back. Sound familiar? Same here, and that’s exactly why I created the PointsYak Cashback Lookup Tool: just follow the link, bookmark it on your mobile phone, and finding the right cashback card for every purchase will always be just a click away! There’s no app to download, no GPS tracking your whereabouts, and no sign-up required. Shopping online is usually the best the way to maximize your savings, and my last article, “Maximize Cashback and Points Using Online Shopping Portals”, showed you how…
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Credit Card Annual Fees: Are They Worth It?
There are those who would never apply for a credit card that charges an annual fee. Why pay when there are so many other cards that don’t charge one? A valid question, and the answer depends on your spending and lifestyle habits. As you’ll see below, in some cases, those fees could be well worth paying. Annual fees can top out at over $400 for some premium credit cards, but they can include access to airport lounges such as American Airlines, Delta, or United. These private lounges offer travelers free food, snacks, complimentary beverage service, comfortable seating, free WiFi, clean facilities, and other luxurious perks not available to the general public. If you fly frequently…
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Chase Freedom Ultimate Rewards vs Sapphire Preferred Ultimate Rewards: Know Your Points!
When it comes to getting the most out of your Ultimate Rewards points, it’s essential to know which points you have, so that you can determine if you’re redeeming them for the highest possible value. I’ll explain the differences to make sure you’re not leaving money on the table. Chase has two flagship credit cards: Freedom and Sapphire Preferred. Every dollar you charge to these two cards earns you points in the Ultimate Rewards program. While each card shares the “Ultimate Rewards” name, there are important differences in how you can redeem your points. Chase Freedom Ultimate Rewards There 6 ways you can use the Ultimate Rewards (UR) points that…
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Chase Freedom: A Cashback Card with a Twist
Still can’t decide between cashback or rewards credit cards? The Chase Freedom is a great card for those just starting out. This card gives you the “freedom” to make your cashback/rewards choice at a later date. And, right now is a great time to apply for the card. The sign-up bonus has been temporarily increased to $150 (normally $100) and between now and December 31, 2015, you’ll earn 10% instead of 5% cash back at Amazon, Zappos, Audible, and Diapers.com. Ultimate Rewards While Chase calls Freedom a cash back card, it actually earns Ultimate Rewards (UR) points that you can later exchange for cash. There’s actually two types of UR…
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Cashback vs Rewards Credit Cards
Do you dream of luxury travel, flying in first class and staying in expensive hotel suites–and doing it all for free? Or do you prefer cold hard cash? Ok, I know… you like both! Who doesn’t? But when you start looking for the right credit cards that will give you the best rewards for your own personal spending habits, it’s best to focus on only one type: cashback or rewards. There are countless credit cards out there, all different and each competing for your spending. You certainly can’t apply for all of them, and you shouldn’t apply for any of them without doing your research first. There are cards that,…
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