• Hilton Hotel Image
    Credit Cards

    Citi Hilton Cards Moving to Amex in January

    Back in June, Hilton announced that American Express would become the exclusive issuer for Hilton Honors co-branded credit cards in the United States beginning January 1, 2018. As that date is approaching, the question of what would become of current Citi Hilton Card holders as finally been addressed. American Express has revamped its portfolio of Hilton Honors credit cards. They’ve added two new cards and increased benefits to re-branded versions of their 2 existing cards. Current Citi Hilton cards will be automatically replaced with one of those two re-branded cards on January 30, 2018. The Citi Hilton Honors Card will automatically be replaced with a Hilton Honors American Express Card. If you have…

  • Credit Scores

    Make Sense of Your Free Credit Scores

    Is your shirt size medium or large? How about your dress size? Or your shoe size? Very often, your size depends on what store you’re shopping in. Believe it or not, the same goes for your credit scores. They’re different depending on where you get them from. I’ll show you how to make sense of your free credit scores, how they’re calculated, and which ones are more meaningful than others. What is a Credit Score? Your credit score is a 3 digit number that represents your creditworthiness to lenders. The higher the number, the more creditworthy you are. This score is derived from all of the data that’s in your…

  • Credit Cards,  Travel Rewards

    Amex Announces New Platinum Card Benefits

    After recent buzz about potential new benefits coming to the Platinum Card, today American Express announced the changes. Beginning October 6, consumers with a Platinum Card from American Express will receive 5X Membership Rewards points on airfare booked directly with airlines or through American Express Travel. Also, Business Platinum Card Members will now earn 50% points back (up from 30%) when using Membership Rewards Pay with Points through American Express Travel to book an economy flight with their selected airline or a first or business class ticket with any airline. In addition, Business Platinum Card Members can earn 1.5X Membership Rewards points per dollar spent on any individual purchase of $5,000 or more. “Our new…

  • Credit Cards

    New Citi Prestige Applicants Losing AA Lounge Benefit Soon

    Last month, news broke that Citi Prestige cardholders would be losing access to American Airlines Admirals Clubs. A few days later, Citi confirmed that, and many other negative changes to the card. The only good news was that Citi was giving one year notice of the changes, which are due to take effect July 23, 2017. However, there is one change that will affect new applicants much sooner. According to various reports, new Citi Prestige applicants must be approved by August 31, 2016 to have Admirals Club access through July 23, 2017. If you become a cardholder on September 1 or later, you will not have the AA lounge club benefit…

  • Credit Cards,  Miles and Points

    More Negative Changes to Citi Prestige Coming

    In an earlier post, I wrote about Citi’s plans to discontinue complimentary American Airlines Admirals Club lounge access for Prestige cardmembers. Unfortunately, that was only the beginning. More Citi Prestige changes have been announced and they’re all bad. In addition to the loss of Admirals Club access, Citi is reducing the value of ThankYou points redeemed for flights, discontinuing the Complimentary Golf benefit, and reducing the value (in some cases substantially) of the 4th Night Free hotel benefit. All these changes are to take effect July 23, 2017. Citi Prestige Changes Access to American Airlines Admirals Club lounges will no longer be offered. After July 23, 2017, current cardmembers will…