RECENT POSTS
  • Credit Cards,  Travel Rewards

    Primer on Chase Sapphire Reserve $300 Travel Credit

    The annual $300 Travel Credit is easily the most lucrative benefit of the Chase Sapphire Reserve card. Questions about what it covers and when it resets have been plentiful. It’s important to understand the benefit to know if and/or when you should apply. Fully monetizing the credit each year will effectively reduce the annual fee of the Sapphire Reserve from $550 to a net $250. You can receive this benefit twice in the first year of holding the card. Get the card now and use your initial $300 credit. And in a year you’ll have a fresh $300 credit to make use of before the due date of your second…

  • Credit Cards

    Increased Signup Bonus for Capital One Venture

    Capital One is rolling out an increased bonus offer for its Venture travel rewards credit card. You can now earn 50,000 bonus miles (increased from 40,000) after you spend $3,000 on purchases in the first 3 months. Depending on which online link you use, the annual fee is $59 or $95 but waived the first year. Link to $59 annual fee AND 50,000 mile bonus What are Reward “Miles”? Although Capital One uses the word “miles” to describe the rewards that you earn when you spend using this card, Venture is more like a cash back card. Each “mile” is worth 1 cent towards travel purchases charged to the card. This…

  • Miles and Points

    How to Combine SPG Starpoints Between Accounts

    Here’s a lesser-known but generous feature of the Starwood Preferred Guest program: members of the same household can combine SPG Starpoints into one account. If you alone don’t have enough SPG points for a redemption, pool points with a family member for that upcoming vacation. I did exactly that, and I’ll show you how. What are SPG Starpoints? Starwood Preferred Guest is a hotel loyalty program where you earn points for each stay. These SPG Starpoints are a favorite for travelers: they have high value when you redeem at Starwood properties like Sheraton, Westin, and W Hotels, they can be transferred directly to miles in a huge list of frequent flyer programs,…

  • Uncategorized

    Comparing Amex Everyday and Everyday Preferred Cards

    Whenever I’m asked what the best credit card is, my answer is always, “It depends.” Even making a recommendation between just two cards leads me to respond the same way. Case in point: the Everyday and Everyday Preferred cards from American Express. If you are a fan of Amex’s Membership Rewards program, one of these two cards is a good choice for you. I can’t tell you which is the better choice, but at the end of this post you’ll find a calculator that will help you decide for yourself. Lets take a look at each card’s benefits. Amex Everyday Card 2x Membership Rewards points at U.S. Supermarkets (on up…

  • Credit Cards

    How to Transfer Chase Points to the Sapphire Reserve Card

    Chase has a number of credit cards that earn points in the Ultimate Rewards program, and depending on how you redeem them, they could have a different value. I’ll show you how to transfer your points to the card that gives them the highest value–Chase Sapphire Reserve. The Chase credit cards that earn UR points are: Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, Sapphire Reserve, and business cards such as Ink Cash, Ink Unlimited, Ink Preferred. While each card shares the “Ultimate Rewards” name, there are differences in how you can redeem your points among those cards. The good news is that you can earn points in each card’s generous bonus categories, then…