Shopping With Amex Offers

The Amex Offers program is one of my favorite credit card perks. Everyone with an American Express card should be taking advantage of this—if you’re not, you’re leaving money behind! The Amex Offers program is reason enough to have at least one, if not multiple American Express Cards in your wallet.

According to the Amex Offers FAQ:

Amex Offers is a program that saves you money or earns you points on shopping, dining and more. You can choose offers from brands you love and get discounts in the form of statement credits on your account or as extra points added to the rewards account associated with your Card account.

The process is quite simple:

1. Add an available offer to your American Express card
2. Use that card to pay
3. Receive a statement credit in your account, usually within a few short days

*Please note that you must add the offer to your card before the purchase.

How Good Are These Amex Offers?

What kind of deals are we talking about? Well, some are fairly extravagant…

Most are generally reasonable…

Statement credits are typically around 20% of the spend requirement, but some are higher, like the following Teleflora offer that could get you a nearly 50% credit multiple times.

These offers will also stack with any other discounts you might find. You can shop through a portal for miles or cash back AND pay with the American Express card containing the offer for maximum savings!

Add Offers via americanexpress.com

In my post How to Boost Your Credit Scores, I wrote about the importance of having online accounts for all your credit cards. With your americanexpress.com account, not only can you review and pay your statement balances, but you can check your FICO Score and manage your Amex Offers.

At the bottom of your account home page, you see a list of all available offers, a tab to view offers you’ve already added, and a “Savings” tab to see how much money you’ve saved in total.

Closing Thoughts on Amex Offers

If you see an Amex Offer that you think you might use, but you’re not sure, take the time to add it to your card anyway. These offers are often available in limited quantities—once a certain number of cardholders add them, they’re gone.

Gift cards are often a great way to lock in these offers before they expire. There was a recent offer for Amazon.com where you spend $60 and get a $15 credit. I bought myself a $60 Amazon e-gift card with each American Express card I have. I now have plenty of money to spend on Amazon with no deadline to be concerned with.

Finally, make sure you read the fine print on each offer as they are all different. You may find terms like “gift cards are excluded” or “tax and shipping don’t count towards spend”. When in doubt, reach out to me and I’ll try to find the answer for you.

How much money have you saved with Amex Offers?  Leave a comment to let me know!