RECENT POSTS
  • Amex Offers
    Offers

    Shopping With Amex Offers

    The Amex Offers program is one of my favorite credit card perks. Everyone with an American Express card should be taking advantage of this—if you’re not, you’re leaving money behind! The Amex Offers program is reason enough to have at least one, if not multiple American Express Cards in your wallet. According to the Amex Offers FAQ: Amex Offers is a program that saves you money or earns you points on shopping, dining and more. You can choose offers from brands you love and get discounts in the form of statement credits on your account or as extra points added to the rewards account associated with your Card account. The process is…

  • Credit Cards

    I’m Going to Cancel My Citi Hilton Credit Card – Here’s Why

    Last week, I wrote that American Express would become the exclusive issuer for Hilton Honors co-branded credit cards in the US. Current Citi Hilton cards will be automatically replaced with one of two re-branded American Express Hilton cards on January 30, 2018. I don’t want that to happen to my Citi Hilton card, so I plan on canceling. I’ll explain why. The Citi Hilton Honors Card will automatically be replaced with a Hilton Honors American Express Card. If you have the Citi Hilton Honors Reserve Card, it will be replaced with the Hilton Honors American Express Ascend Card. I have the no-annual-fee Citi Hilton Honors card, but my reasons would hold true for either card. Reason…

  • centurion lounge phl
    Benefits

    New American Express Centurion Lounge at PHL Opens

    American Express has opened its newest Centurion Lounge at Philadelphia International Airport. The Centurion Lounge offers fresh, seasonally-inspired fare developed in partnership with renowned local chefs, signature cocktails, premium spirits and curated wines, and high-speed Wi-Fi. These services and amenities are offered at no additional cost once you enter the Lounge. Access to The Centurion Lounge is complimentary for global Platinum Card and Centurion Members. Platinum Card members who receive complimentary access may enter with up to two guests at no additional charge. Centurion members may enter with up to two guests or immediate family (spouse or domestic partner, and children under 18)  at no additional charge. Located in PHL Terminal A West, near Gate A14, the newest…

  • Miles and Points

    Amex Membership Rewards to JetBlue Bonus

    From now through November 30, 2017, American Express card members get 25% Bonus JetBlue TrueBlue points when they transfer Membership Rewards points. The transfer ratio is now an even 250 MR points to 250 TrueBlue points. The normal ratio is 250:200.   Depending on the flight, each TrueBlue point can be worth around 1.7-1.8 cents and the points never expire. These transfer bonuses come around occasionally, but certainly not frequently. For regular JetBlue flyers, this can be a good transfer even if you don’t have an immediate need for the points. I took advantage of a similar offer back in May. I proactively transferred some excess Membership Rewards points to…

  • Hilton Hotel Image
    Credit Cards

    Citi Hilton Cards Moving to Amex in January

    Back in June, Hilton announced that American Express would become the exclusive issuer for Hilton Honors co-branded credit cards in the United States beginning January 1, 2018. As that date is approaching, the question of what would become of current Citi Hilton Card holders as finally been addressed. American Express has revamped its portfolio of Hilton Honors credit cards. They’ve added two new cards and increased benefits to re-branded versions of their 2 existing cards. Current Citi Hilton cards will be automatically replaced with one of those two re-branded cards on January 30, 2018. The Citi Hilton Honors Card will automatically be replaced with a Hilton Honors American Express Card. If you have…

  • Credit Cards

    Four New Amex Hilton Credit Cards Including One With Diamond Status

    On January 18, 2018, Hilton and American Express will be releasing four new Hilton credit cards featuring enhanced benefits and even more perks. Next year, American Express will become the exclusive issuer of Hilton credit cards, with existing Citi Hilton cards being moved over to Amex. The four new cards are: the no-annual-fee Hilton Honors American Express Card, the Hilton Honors American Express Ascend Card, the Hilton Honors American Express Business Card and the Hilton Honors American Express Aspire Card. The most interesting is the premium Aspire Card, which comes with Hilton Diamond status and up to $500 in annual travel credits for a $450 annual fee. Details of Each Card…

  • Credit Scores

    Make Sense of Your Free Credit Scores

    Is your shirt size medium or large? How about your dress size? Or your shoe size? Very often, your size depends on what store you’re shopping in. Believe it or not, the same goes for your credit scores. They’re different depending on where you get them from. I’ll show you how to make sense of your free credit scores, how they’re calculated, and which ones are more meaningful than others. What is a Credit Score? Your credit score is a 3 digit number that represents your creditworthiness to lenders. The higher the number, the more creditworthy you are. This score is derived from all of the data that’s in your…

  • Credit Cards

    Amex Launches New Delta No Annual Fee Credit Card

    Today, American Express and Delta launched the new Blue Delta SkyMiles credit card. The new card earns miles in the Delta SkyMiles program and carries no annual fee. In addition, you can earn 10,000 Bonus Miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership. The Offer Terms include some new language that I haven’t seen before from American Express. The new language is in bold: Welcome bonus offer not available to applicants who: • Have or have had this product or the Delta SkyMiles® Options Credit Card, or • Currently have or have had one of the following products in the last…

  • Offers

    New York Times Amex Offer: Is it a Good Deal?

    When I logged into my American Express account this morning, I saw what appeared at first glance to be a generous Amex Offer–get 50% back with a New York Times online subscription. As a reminder, I love Amex Offers. Getting valuable statement credits for using an enrolled American Express card to purchase items that I had planned on buying anyway is always a treat. I’m not really interested in subscribing to the New York Times, but the Amex Offer seemed more generous than usual. 15-20% statement credit offers are commonplace, but 50% seemed extremely unusual. I was intrigued. I read the offer details and it still looked pretty good: Get 50%…