Don’t Downgrade Your Chase Sapphire Reserve. Not Yet, Anyway.
UPDATE 2: Chase recently changed it’s annual fee refund policy for product changes from 60 days for a full refund to about 40 days. The premise of this post still works, just mind the timing if you choose to downgrade/product change. UPDATE: It’s now mid-December and I’ve seen enough positive data points to completely discredit… Read More »