RECENT POSTS
  • Miles and Points,  Offers

    Citi Offer: 5000 AAdvantage Miles for Adding an Authorized User

    I just received an email from Citi with a nice offer on one of my AAdvantage Platinum cards. Now, for a limited time, add an authorized user and spend $1,000 in purchases to receive 5,000 American Airlines AAdvantage® bonus miles by 06/30/2016. You’ll earn miles for their purchases, so your rewards add up even faster. I currently have 2 Citi AAdvantage Platinum cards after taking advantage of multiple 50k mile signup offers. My wife is already an authorized user on one. I received the offer on my most recent card, where I’m the only cardholder. According to the email, here’s all I need to do: Add an authorized user to your…

  • Credit Cards,  Miles and Points

    What to do with Membership Rewards Points if you Don’t Travel

    The best way to achieve the greatest value for your American Express Membership Rewards points is by transferring them to Airline and Hotel travel partner programs. That’s where you can often get more than 1.5 cents per point on flights and rooms, sometimes WAY more. But if you don’t travel, should you shun the American Express cards that earn these points? Not necessarily, as there are other redemption options. Be careful when you redeem your points, as each method gives you different a value for your points–some are downright awful. I’ll go through each one in the order of “Least desirable-don’t do it!” to “Best method in a pinch.” Shopping on Americanexpress.com A prominently…

  • Credit Cards,  Miles and Points,  Travel Rewards

    Miles and Points Programs Expiration Rules – What You Need to Know

    Cash back and rewards points earned in credit card programs like Chase Ultimate Rewards, Amex Membership Rewards and Citi ThankYou Rewards, don’t expire as long as you keep your card open. However, when you transfer those points to your airline frequent flier or hotel loyalty account, they become subject to the terms and conditions of those programs, and may expire if you don’t use them. Flexibility is one thing that makes credit card travel rewards points so valuable–they can be transferred to many different partners at will. As a rule, in order to retain that flexibility, you shouldn’t transfer any more points than you need to book a flight or stay.…

  • Amex Offers
    Credit Cards,  Offers

    New Amex Offer – $60 Off $300 at Hilton Hotels

    Yesterday, I wrote about an American Express offer to save $50 on you next $250 hotel stay. That offer is targeted to certain cardholders. Today, a new public Amex offer became available for $60 off your next $300 stay at a Hilton hotel. This offer is available via the Twitter hashtag #AmexHilton and via the “Offers for You” section of your americanexpress.com account. Since I was targeted for yesterday’s offer, I suddenly have the urge to book a weekend stay at a Hilton hotel. I see no reason why a $300 bill won’t trigger BOTH credits totalling $110. That amounts to a savings of up to 36%! The Details Note…

  • Amex Offers
    Credit Cards,  Offers

    New Amex Offer – Save $50 on Your Next Hotel Stay

    Do you have any travel plans scheduled for the next 3 months? Check the “Offers for You” section of your americanexpress.com account. You may find a targeted offer for $50 off your next hotel stay of $250 or more. I had it available on 5 of my 7 Amex cards. I’ve also read reports of a similar deal for $25 off a $100 hotel stay. YMMV. The Amex Offers program is one of my favorite credit card perks. Everyone with an American Express card should be taking advantage of this—if you’re not, you’re leaving money behind! The Amex Offers program is reason enough to have at least one, if not multiple…