RECENT POSTS
  • Basics,  Credit Cards

    What’s the Best Cash Back Credit Card if You Only Want One Card?

    If you like cash back credit cards and prefer simplicity, consider the Double Cash card offered by Citi. There are no category bonuses or quarterly activations to keep track of, just 2% back on all your spending. I generally don’t advocate having only one credit card as I feel that multiple cards are the best way to maximize bonuses. That being said, there are those prefer a single go-to card for all purchases. For them, I always recommend Citi Double Cash. This card has merit even if you have multiple cash back credit cards (one for groceries, one for gas, etc.), there is always that “everything else” category that no…

  • Amex Offers
    Credit Cards,  Offers

    New Amex Offers for Double Membership Rewards Points

    American Express has come out with a number of new offers on their cards that earn Membership Rewards. For select online retailers, you can earn 2x Membership Rewards points on your purchases through December 31, 2016. These offers are not as lucrative as the cash incentives we often see with this program, but I might consider using an Amex card for some of these purchases for the extra point. In addition, you can stack these offers by shopping via an online portal for even more rewards. The Amex Offers program is one of my favorite credit card perks. You can read my primer on how the program works here. Amazon Offer Last week,…

  • Basics,  Offers

    Celebrate Leap Day with Free Money from Ebates

    I must confess, I’m not a fan of crowded malls, however, I am a big fan of getting a great deal. I can accomplish both by purchasing my items online through shopping portals, a great way to earn extra cashback in addition to rewards earned with your credit card. And today only, Ebates, a popular shopping portal, is offering double cashback at over 500 stores to celebrate leap day. What is a shopping portal? In short, a shopping portal is a website that provide links to various internet retailers. In return for directing customers to their site, those retailers pay a commission to the portal for each customer that makes a qualifying purchase. The…

  • Basics,  Credit Cards

    Maximize Cashback and Points Using Online Shopping Portals

    I must confess, I’m not a fan of crowded malls, however, I am a big fan of getting a great deal. I can accomplish both by purchasing my items online through shopping portals, a great way to earn extra miles, points or cashback in addition to rewards earned with your credit card. What is a shopping portal? In short, shopping portals are websites that provide links to various internet retailers. In return for directing customers to their site, those retailers pay a commission to the portal for each customer that makes a qualifying purchase. The portal then allots a portion of that commission–in the form of points or cash–to the original customer. You get paid…