RECENT POSTS
  • Basics,  Credit Cards

    What’s the Best Cash Back Credit Card if You Only Want One Card?

    If you like cash back credit cards and prefer simplicity, consider the Double Cash card offered by Citi. There are no category bonuses or quarterly activations to keep track of, just 2% back on all your spending. I generally don’t advocate having only one credit card as I feel that multiple cards are the best way to maximize bonuses. That being said, there are those prefer a single go-to card for all purchases. For them, I always recommend Citi Double Cash. This card has merit even if you have multiple cash back credit cards (one for groceries, one for gas, etc.), there is always that “everything else” category that no…

  • Basics,  Credit Cards

    Best Credit Cards for Balance Transfers

    Did you run up large credit card balances during the holidays this year? If you won’t have enough cash to pay them off in full, those interest charges are going to start adding up quickly. One way to save money is by transferring your balances to a credit card that has a lower interest rate (APR). Chase Freedom, Citi Double Cash, and American Express Blue Cash Everyday are popular credit cards that offer an introductory 0% APR for 15 months on balance transfers. Unfortunately, they all charge a 3% transfer fee. If you’re looking to consolidate $2,500 to one of these cards, the fee will cost you $75. Chase Slate is a…