• Credit Cards

    Activate Discover It and Chase Freedom 5% Categories for Q2 Now

    Discover It and Chase Freedom are two high-earning cashback credit cards. Every 3 months, there are new bonus cashback categories where you can earn 5% back on purchases. You can activate those bonus categories right now, prior to the start of the new quarter for both cards. Both cards share similarities. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. You need to activate the card each quarter to earn the bonuses. And you receive unlimited 1% cash back on all other purchases. Chase Freedom Use My Referral Link to Apply Activation Link This quarter’s Chase Freedom 5% bonus categories are Grocery Stores and Drugstores.…

  • Basics,  Credit Cards

    Time to Plan Some Late Summer Home Improvement Projects with Discover It Card

    The Discover It card’s 5% Cashback Bonus categories for the remainder of 2016 were recently announced, and July through September looks compelling. Use your Discover It card at home improvement stores like Lowe’s and Home Depot in the 3rd Quarter and get 5% cashback on up to $1,500 in purchases. If you’re planning some projects now, it might be worth putting them off until July to capitalize on the bonus–wish me luck explaining that to Mrs. PointsYak.   All the 2016 bonus categories are listed in the graphic below. is prominently featured in the entire second half of the year, while “& More” in the 4th Quarter is vague at best.…