In the ongoing saga of the recent Marriott and Starwood merger, there has been much speculation regarding the combination of the loyalty programs. Additionally, there was the yet unanswered question. Which bank would win their co-brand credit card battle–American Express or Chase? In the past week, some of those questions have been answered. Since the merger, Marriott has been working to combine the resulting three loyalty programs–Marriott Rewards, Ritz Carlton Rewards, and Starwood Preferred Guest–into one. The first step was to link all three programs. This was done so points could be freely transferred and elite status would be matched. Those initial steps were taken last year. Recent Updates Last week,…