RECENT POSTS
  • Benefits

    Priority Pass Digital Cards Now Available for Chase Members

    Update: Priority Pass Digital Cards are not yet available for Chase Ritz Carlton cardholders. Good news for Chase Sapphire Reserve and Ritz JP Morgan Reserve card holders who have Priority Pass memberships. You can now create a digital card and use the mobile app for access to some lounges. Use the following link to register your card. Note: You must create a new login account after entering your card number. Create your Priority Pass digital membership card for Sapphire Reserve here Create your Priority Pass digital membership card for JP Morgan Reserve here One of the drawbacks with the Priority Pass benefit for Chase credit card holders has been that it…

  • Miles and Points

    Chase Ultimate Rewards Unexpected Error When Combining Points

    Chase has a number of credit cards that earn points in the Ultimate Rewards program. While each of those cards shares the “Ultimate Rewards” name, the points may have a different value depending on which card you redeem them from. The good news is that you can combine them all onto the card with the highest redemption value. The bad news is: It doesn’t always work. The Chase credit cards that earn UR points are: Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, Sapphire Reserve, and business cards such as Ink Cash, Ink Plus, Ink Preferred. In an earlier article, I showed you how and why you would want to combine your points onto…

  • Credit Cards

    New 50k Bonus Offer for United MileagePlus Club Card

    For a limited time, Chase and United are offering a 50,000 mile welcome bonus for the MileagePlus Club card. This premium card has a $450 annual fee (not waived the first year) but comes with a United Club airport lounge membership (normally $550/year). Keep in mind, this card is subject to Chase’s 5/24 approval rule. The public application link can be found here. I’ve seen various welcome offers for this card in the past: $100 bonus after first purchase, waived first year annual fee, and bonus MileagePlus miles. This is simply the latest bonus flavor. If you’re a frequent flyer thinking about a United Club membership and covet MileagePlus miles,…

  • Miles and Points

    Extra Points by Using Chase Sapphire Card and Digital Wallet

    From now through November 4, 2017, some Chase credit cards will earn an extra point if you pay using a digital wallet. Just use your Chase Sapphire, Sapphire Preferred, or Sapphire Reserve in Android Pay, Apple Pay, Samsung Pay or Chase Pay. You’ll earn 1 additional Ultimate Rewards point per $1 spent–up to $1,500 during the promotional period. This is a simple way to earn extra points on everyday purchases. By using your Sapphire card and digital wallet, you’ll earn at least 2x UR points on all spending and up to 4x UR points on travel & dining if you have the Sapphire Reserve. It’s completely automatic–there’s nothing you need…

  • Miles and Points

    Chase Announces 4th Quarter Bonus Categories for Freedom Card

    The Chase Freedom credit card earns 5% cash back in bonus categories that change each quarter. The categories for the 4th quarter of 2017 have just been announced. Earn 5% cash back on up to $1,500 in combined purchases from October 1 – December 31, 2017 at Walmart and Department Stores. The “Walmart” category does not include merchants operating within or on Walmart premises such as merchants that sell fast food, beauty services, and gas stations that are not Walmart branded. Walmart affiliate businesses such as Sam’s Club are excluded and will not earn bonus rewards. Online purchases at walmart.com are included. The Department Store category does not include supercenters, discount stores or…

  • Credit Scores

    Make Sense of Your Free Credit Scores

    Is your shirt size medium or large? How about your dress size? Or your shoe size? Very often, your size depends on what store you’re shopping in. Believe it or not, the same goes for your credit scores. They’re different depending on where you get them from. I’ll show you how to make sense of your free credit scores, how they’re calculated, and which ones are more meaningful than others. What is a Credit Score? Your credit score is a 3 digit number that represents your creditworthiness to lenders. The higher the number, the more creditworthy you are. This score is derived from all of the data that’s in your…

  • Credit Cards

    New Chase United TravelBank Credit Card

    Chase and United Airlines have launched a new credit card, the Chase United TravelBank Card. Unlike traditional airline credit cards that earn frequent flyer miles, this no-annual-fee card earns United TravelBank cash that can be redeemed toward the purchase of a United ticket. This hybrid cash back/travel rewards card won’t attract savvy points & miles junkies, but it might appeal to the casual United flyer. The Chase United TravelBank card does not offer perks that you see with other premium travel cards such as free checked bags, priority boarding or airport lounge access. The only travel-day benefit is a 25% discount on food and beverage purchases onboard. New cardholders will earn a signup…

  • Credit Cards

    Don’t Downgrade Your Chase Sapphire Reserve. Not Yet, Anyway.

    UPDATE 2: The $300 travel credit applies to purchases at grocery stores and gas stations through June 30, 2021. UPDATE: Chase recently changed it’s annual fee refund policy for product changes from 60 days for a full refund to about 40 days. The premise of this post still works, just mind the timing if you choose to downgrade/product change. In late 2016, Chase introduced the Sapphire Reserve to it’s stable of credit cards. It carries a hefty $550 annual fee ($450 for renewals), but it also offers a myriad of travel benefits that offset that fee. These include an annual $300 travel credit, complimentary Priority Pass airport lounge access, and…

  • Benefits,  Credit Cards

    Can You Still Double Dip Sapphire Reserve Travel Credit?

    UPDATE: Chase recently changed it’s annual fee refund policy for product changes. The premise of this post still works, just mind the timing if you choose to downgrade/product change. One of the most generous benefits of the Chase Sapphire Reserve (referral link) credit card is its $300 annual travel credit. Right now, since the credit resets each December, you could receive the full travel credit twice–that’s $600–while paying only one annual fee of $450. Earlier today, news broke of a change in the reset timing of the annual credit. Instead of the travel credit resetting each December, it will reset based on the anniversary of the date you opened your account. …