Welcome to PointsYak: Your Guide to Good Credit and Credit Card Rewards

PointsYak is your roadmap to maintaining a good credit score, getting information about the latest credit card offers and deals, and how to maximize points that can be redeemed for travel rewards or cash back.

Competition among banks to attract new customers is feverishly high. Likewise, the rewards and bonuses they are willing to grant are extremely generous. PointsYak is here to educate and navigate you through various offers so that you can make the best choice for your personal situation and needs.

Is my credit good enough to apply for a new card? When should I apply? American Express or Chase or Citi or Discover or…? Is Cashback better than Points? Do I have to pay an annual fee?

Stick around. Keep reading. Ask me questions as often as you like. Your credit is good here.