Citi Hilton Cards Moving to Amex in January

By | November 1, 2017

Back in June, Hilton announced that American Express would become the exclusive issuer for Hilton Honors co-branded credit cards in the United States beginning January 1, 2018. As that date is approaching, the question of what would become of current Citi Hilton Card holders as finally been addressed.

American Express has revamped its portfolio of Hilton Honors credit cards. They’ve added two new cards and increased benefits to re-branded versions of their 2 existing cards. Current Citi Hilton cards will be automatically replaced with one of those two re-branded cards on January 30, 2018.

The Citi Hilton Honors Card will automatically be replaced with a Hilton Honors American Express Card. If you have the Citi Hilton Honors Reserve Card, it will be replaced with the Hilton Honors American Express Ascend Card.

Old vs. New

Both American Express replacements are upgrades to the current Citi cards in almost every way. The no-annual-fee Hilton Honors American Express Card has better Honors points earning multiples then the old Citi version and will add a no-foreign-transaction-fee benefit.

Citi Hilton Amex Hilton Honors
Silver Elite Status Silver Elite Status
6x points at Hilton 7x points at Hilton
3x at supermarkets, drugstores, and gas stations 5x at supermarkets, drugstores, and gas stations
2x points everywhere else 3x points everywhere else
No foreign transaction fees

The Hilton Honors American Express Ascend Card also has higher Honors Points earning multiples then the Citi Honors Reserve. The only downside is the additional $5,000 spend required for the Free weekend night.

Citi Honors Reserve Amex Hilton Ascend
Gold Elite Status Gold Elite Status
10x points at Hilton 12x points at Hilton
5x on airline and car rental purchases 6x at supermarkets, drugstores, and gas stations
3x points everywhere else 3x points everywhere else
One Free weekend night per year after spending $10,000 One Free weekend night per year after spending $15,000
10 free Priority Pass Lounge passes
$95 Annual Fee $95 Annual Fee

As long as your Citi Hilton Honors Card account is open and eligible, it will automatically transfer to American Express on January 30, 2018. There is no need to reapply and American Express will not perform a credit check as part of the transfer.

Hilton has published a FAQ that answers most questions that current Citi card holders might have.

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