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Review: BarclayCard Arrival Plus Credit Card
The BarclayCard Arrival Plus Credit Card comes with a generous signup bonus worth $400 when redeemed towards travel costs. The bonus alone is reason enough to apply for this card. Unfortunately, it may be the only reason. Don’t get me wrong, the Arrival Plus has some great benefits. But once you factor in the annual fee which kicks in after the first year, there are better credit card options. Let’s start with the basics. Card Details Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days Earn 2X miles on all purchases Get 5% miles back after each redemption 0% intro APR for 12 months on balance transfers…
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Amex Blue Cash Everyday or Preferred. Which is Right For You?
UPDATE: The Annual Fee for the Blue Cash Preferred Card is increasing to $95 on 8/3/16. See my updated post here. There are those who would never apply for a cash back credit card that charges an annual fee. Does it make sense to pay a fee to get your own cash back? The answer lies in your own spending habits and as you’ll see, those fees could be well worth paying. Lets compare the two popular cash back credit cards offered by American Express–one that charges an annual fee and one that doesn’t–Blue Cash Everyday and Blue Cash Preferred. I’ll walk you through the extra benefits and do all the necessary math…
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Citi Offer: 5000 AAdvantage Miles for Adding an Authorized User
I just received an email from Citi with a nice offer on one of my AAdvantage Platinum cards. Now, for a limited time, add an authorized user and spend $1,000 in purchases to receive 5,000 American Airlines AAdvantage® bonus miles by 06/30/2016. You’ll earn miles for their purchases, so your rewards add up even faster. I currently have 2 Citi AAdvantage Platinum cards after taking advantage of multiple 50k mile signup offers. My wife is already an authorized user on one. I received the offer on my most recent card, where I’m the only cardholder. According to the email, here’s all I need to do: Add an authorized user to your…
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This Credit Card Will Pay You $120/yr With Little Spend
Cash back credit cards generally base their rewards on how much you use the card. The more you spend, the more you earn. The BankAmericard Better Balance Rewards card is different–it rewards you for responsibly managing your credit card balance. With this card, you can earn up to $30 per quarter when you pay more than your monthly minimum on time each month. There’s no minimum spend requirement, but you need to have a statement balance each month. Lets look at the card basics before going through the process. Card Details Earn $25 per quarter when you pay more than the monthly minimum on time each month–that can be up to…
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What’s the Best Cash Back Credit Card if You Only Want One Card?
If you like cash back credit cards and prefer simplicity, consider the Double Cash card offered by Citi. There are no category bonuses or quarterly activations to keep track of, just 2% back on all your spending. I generally don’t advocate having only one credit card as I feel that multiple cards are the best way to maximize bonuses. That being said, there are those prefer a single go-to card for all purchases. For them, I always recommend Citi Double Cash. This card has merit even if you have multiple cash back credit cards (one for groceries, one for gas, etc.), there is always that “everything else” category that no…
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New Amex Offers for Double Membership Rewards Points
American Express has come out with a number of new offers on their cards that earn Membership Rewards. For select online retailers, you can earn 2x Membership Rewards points on your purchases through December 31, 2016. These offers are not as lucrative as the cash incentives we often see with this program, but I might consider using an Amex card for some of these purchases for the extra point. In addition, you can stack these offers by shopping via an online portal for even more rewards. The Amex Offers program is one of my favorite credit card perks. You can read my primer on how the program works here. Amazon Offer Last week,…
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