Monthly Archives: January 2016

What to do with Membership Rewards Points if you Don’t Travel

The best way to achieve the greatest value for your American Express Membership Rewards points is by transferring them to Airline and Hotel travel partner programs. That’s where you can often get more than 1.5 cents per point on flights and rooms, sometimes WAY more. But if you don’t travel, should you shun the American Express cards that earn… Read More »

Miles and Points Programs Expiration Rules – What You Need to Know

Cash back and rewards points earned in credit card programs like Chase Ultimate Rewards, Amex Membership Rewards and Citi ThankYou Rewards, don’t expire as long as you keep your card open. However, when you transfer those points to your airline frequent flier or hotel loyalty account, they become subject to the terms and conditions of those… Read More »

Do Credit Card Points Expire? Not if You’re Careful

You’ve earned all those credit card rewards points from spending and sign up bonuses, it would be a shame to lose them. The good news is that these points typically don’t expire, but if you’re not careful, you can accidentally forfeit them. Read on to make sure that doesn’t happen. Cash back credit cards are consistent… Read More »

A Handy Tool For Using the Right Credit Card for Every Purchase

You’re standing in line at the grocery or office supply store, holding a wallet overflowing with credit cards, and you can’t remember which one you should use to get the most cash back. Sound familiar? Same here, and that’s exactly why I created the PointsYak Cashback Lookup Tool: just follow the link, bookmark it on your mobile… Read More »

Maximize Cashback and Points Using Online Shopping Portals

I must confess, I’m not a fan of crowded malls, however, I am a big fan of getting a great deal. I can accomplish both by purchasing my items online through shopping portals, a great way to earn extra miles, points or cashback in addition to rewards earned with your credit card. What is a shopping portal? In… Read More »