Monthly Archives: December 2015

Best Credit Cards for Balance Transfers

Did you run up large credit card balances during the holidays this year? If you won’t have enough cash to pay them off in full, those interest charges are going to start adding up quickly. One way to save money is by transferring your balances to a credit card that has a lower interest rate (APR). Chase… Read More »

10 Strategies to Increase Your Credit Score in 2016

Do you have big travel plans next year and want to apply for credit cards that offer rewards to help you get there for free? Or is 2016 the year you plan to become a homeowner? Then now is the time to spruce up your credit score. Here are 10 strategies you can use to get… Read More »

Credit Card Travel Benefits: Worth More Than You Think!

Learning how to leverage your good credit score to obtain multi-benefit credit cards can be daunting, but when it comes to travel, this is where your hard work can really pay off.  First-class family travel for free? Yes, it IS possible…here’s my recent example: Last month, my wife, my teenage daughter, and I took a trip… Read More »

Credit Card Annual Fees: Are They Worth It?

There are those who would never apply for a credit card that charges an annual fee. Why pay when there are so many other cards that don’t charge one?  A valid question, and the answer depends on your spending and lifestyle habits. As you’ll see below, in some cases, those fees could be well worth paying.… Read More »

Chase Freedom Ultimate Rewards vs Sapphire Preferred Ultimate Rewards: Know Your Points!

When it comes to getting the most out of your Ultimate Rewards points, it’s essential to know which points you have, so that you can determine if you’re redeeming them for the highest possible value. I’ll explain the differences to make sure you’re not leaving money on the table. Chase has two flagship credit cards:… Read More »